LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$108,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$3,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$23.10
$24.00
$24.90
$25.50
$26.10
$27.00
$28.20
$29.70
$30.60
$32.10
$33.00
$34.80
$36.30
$38.40
$39.60
$41.40
$43.50
$45.00
$47.10
$50.10
$52.50
$54.90
$57.00
$60.90
$63.60
$68.40
$72.30
$76.80
$81.90
$88.20
$96.90
$104.40
$113.70
$128.40
$140.70
$156.30
$171.60
$189.60
$209.10
$231.30
$255.60
$282.60
$310.80
$374.10
$409.80
$447.60
$490.20
$537.00
$588.30
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$216,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$46.20
$48.00
$49.80
$51.00
$52.20
$54.00
$56.40
$59.40
$61.20
$64.20
$66.00
$69.60
$72.60
$76.80
$79.20
$82.80
$87.00
$90.00
$94.20
$100.20
$105.00
$109.80
$114.00
$121.80
$127.20
$136.80
$144.60
$153.60
$163.80
$176.40
$193.80
$208.80
$227.40
$256.80
$281.40
$312.60
$343.20
$379.20
$418.20
$462.60
$511.20
$565.20
$621.60
$748.20
$819.60
$895.20
$980.40
$1,074.00
$1,176.60
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$432,000
|
Benefit Duration
|
6 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$60.60
$61.80
$63.60
$65.40
$67.20
$70.20
$70.80
$73.80
$76.80
$80.40
$82.80
$85.20
$90.00
$94.20
$98.40
$104.40
$109.20
$112.20
$118.80
$121.80
$127.20
$133.80
$140.40
$148.20
$155.40
$163.80
$172.20
$183.60
$193.80
$206.40
$218.40
$237.00
$256.20
$278.40
$301.80
$337.80
$372.60
$411.60
$452.40
$498.60
$548.40
$607.20
$670.20
$738.60
$813.60
$975.60
$1,068.60
$1,170.00
$1,278.60
$1,398.60
$1,530.60
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov